Insurance Plans
Do you have vision insurance?
At Prairie Vision Center we accept most of the major insurance plans and we will file the paperwork for you. Please bring your insurance cards with you and present them before your appointment.
Not sure if you have vision coverage?
Please check with your human resources department at work to verify coverage.
Have no insurance?
We accept all major credit cards, have cash plans available and have budget eyewear starting at $79 for frame and lens packages.
We are also providers for Vision USA, where low-income, uninsured individuals may apply for free eyecare.
Plans we accept:
We participate with VSP, Medicare, Bluecross/BlueShield ND and MN, Medical Assistance, Selectcare, Amertis, Avesis, VSI, and many other plans.
Please call for confirmation that we participate in your plan.
Blue Cross of Minnesota
Blue Cross of North Dakota
Medica
Medicare
United Health Care
Vision Services Inc. (VSI)
VSP
Superior Vision
Medicare Coverage in Eyecare
Medicare is health insurance that is sponsored by the government. All working Americans contribute to Medicare over a lifetime and then receive health insurance benefits at retirement or if they become disabled.
There is often a lot of confusion involved with Medicare in regards to what it does and does not cover in eye care. Medicare covers medical eye exams for people who have a medical condition with their eyes. Medicare does not cover the refraction part of the exam. This is the part of the exam that determines the glasses prescription. It is not covered because Medicare does not consider this to be medical.
An example would be going to the optometrist with a complaint of having blurred vision. If it is determined that the blurred vision is caused by a cataract, then Medicare covers the eye health part of the exam but not the refraction.
However, if the eyes were found to be healthy and the blurred vision was due to needing new glasses then Medicare would not cover any part of the exam. Medicare coverage is only available if there is something wrong with the eyes other than needing glasses.
Another area of confusion exists about Medicare paying for glasses. Medicare will only cover one pair of glasses after cataract surgery. Usually Medicare will pay the majority with the patient having to pay for a portion of the glasses.
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